Many enterprises, which do not possess an appropriate analytical capability, is not able to identify the essence of the problem and thus concentrates on the symptoms, rather than on the reasons of the situation. The most typical situation is going to a counselor for help in acquiring a bank credit. Without a preliminary analysis it is not possible to specify if and what credit the company needs. In many cases it is possible to generate the necessary financial means through an improvement of finances' management, shortening the payments circulation period, or improving the reserves' management, and so we propose support in the following areas: